January, 2010
Finding life insurance
What will need to be done?
Most people have unaffordable life insurance policies. We call this policy whole life insurance. This is a scam that will cheat you out of more money than you pay. Getting term insurance and investing the difference is what you should do. This means that for a shorter amount of time ...
Cafeteria Credit Unions Teach Students Money Skills
The recession has revealed how clueless many Americans are when it comes to personal finance. Some credit unions and educators hope establishing in-school branches will help students develop saving habits and general fiscal responsibility.» E-Mail This » Add to Del.icio.us
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What the iPad Is and Is Not
I’m an Apple fan, which I define as being anybody who takes time out from the workday two or three times a year to watch their media events and keynote speeches. I’m happily using a Mac Mini as our entertainment hub at home (Boxee, Front Row and Hulu Desktop? Yes, thanks), I use a MacBook ...
Does Renting Make Sense?
Writing Your Money: The Missing Manual has been intense. I’ve spent a ton of time researching personal finance topics ranging from buying a car to funding a 401(k) to the relationship between money and happiness. My research has reinforced some of my convictions (index funds are the best investment for 99% of personal investors, for ...
Budgeting Made Easy
First Things First
The first thing to do is get a piece of paper or program on the computer such as Microsoft Office. Next you will be dividing your money into categories. Miscellaneous categories are bad for budgets. A living payment will need to be one of the categories. In one category should be thing like ...